Important Disclaimers and Legal Information

Past performance does not guarantee future results.

Financial planning involves risk and individual circumstances vary significantly. Results may vary.

General Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. All financial planning services are subject to individual circumstances and market conditions.

This disclaimer governs your use of our website and services, establishing the terms and limitations of our liability.

Information Accuracy

While we strive to provide accurate and up-to-date information, we cannot guarantee the completeness or accuracy of all content presented.

  • Information is provided in good faith but may contain inaccuracies
  • Market conditions and regulations change frequently
  • Individual circumstances affect the applicability of general information

Limitation of Liability

Our liability is limited to the extent permitted by Australian law.

We shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services or website.

This includes but is not limited to financial losses, business interruption, or data loss resulting from reliance on our services.

Professional Advice Disclaimer

Our services do not constitute formal financial advice and should not replace consultation with qualified professionals.

Always seek independent professional advice before making significant financial decisions.

External Links

Our website may contain links to third-party websites for your convenience and reference.

We are not responsible for the content or privacy practices of external websites.

Results and Outcomes

Individual results may vary significantly based on personal circumstances.

  • We make no guarantees regarding specific financial outcomes
  • Success depends on individual commitment and market conditions
  • Past client experiences do not predict future results

Intellectual Property Rights

All content on this website, including text, graphics, logos, and software, is owned by orivandryos or its licensors and protected by copyright laws.

© 2025 orivandryos. All rights reserved. Unauthorized reproduction is prohibited.

Indemnification

You agree to indemnify and hold harmless orivandryos from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Governing Law and Jurisdiction

These terms are governed by Australian law and subject to Australian jurisdiction.

Governing Law:: Australian Federal and State laws apply to all services and interactions

Jurisdiction:: Australian courts have exclusive jurisdiction over all disputes

Local state and territory variations may apply depending on your location.

Severability

If any provision of this disclaimer is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Changes to This Disclaimer

We reserve the right to update this disclaimer at any time. Changes will be posted on this page with an updated revision date.

Last Updated:: 28 August 2025

Contact Information

If you have questions about this disclaimer, please contact us using the information below.

Company:: orivandryos

Email:: contact@orivandryos.com

Phone:: +61-517-487-669

Address:: 125 Collins Street, Melbourne VIC

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.