Terms and Conditions
Terms of Service
These terms and conditions govern your use of orivandryos financial planning services and website, establishing the framework for our professional relationship.
By using our services, you acknowledge that you have read, understood, and agree to be bound by these terms.
Effective Date:: 7 September 2025
Definitions
The following terms have specific meanings throughout this agreement:
- Service: Financial planning consultation and related services provided by orivandryos
- User/Client: Individual or entity using our financial planning services
- Content: All information, materials, and resources provided through our services
- Account: Your subscription account for accessing our services
Use of Service
Our financial planning services are provided subject to the following conditions and restrictions.
Eligibility Requirements
You must be at least 18 years of age and legally capable of entering into binding contracts under Australian law.
18+ only
Account Responsibilities
You are responsible for maintaining the confidentiality of your account information and all activities occurring under your account.
User Responsibilities
As a user of our services, you agree to the following responsibilities:
- Provide accurate and complete information for consultations
- Use services only for lawful purposes
- Respect the intellectual property rights of orivandryos
- Maintain confidentiality of proprietary planning methods
Prohibited Activities
The following activities are strictly prohibited when using our services:
- Sharing account access with unauthorized individuals
- Using services for any unlawful or fraudulent purpose
- Attempting to reverse engineer or copy our planning methodologies
- Interfering with the security or integrity of our systems
- Providing false or misleading information during consultations
Intellectual Property Rights
All content, methods, and materials provided through our services are protected by copyright and remain the property of orivandryos.
We grant you a limited, non-exclusive license to use our services for personal financial planning purposes only.
Privacy and Data Protection
Your privacy is important to us, and we handle your personal information in accordance with our Privacy Policy and Australian privacy laws.
Please review our Privacy Policy for detailed information about data collection and processing practices. Privacy Policy
Service Disclaimers
Our services are provided on an "as is" basis without warranties of any kind, express or implied.
We make no guarantees regarding specific financial outcomes or the suitability of our advice for your particular circumstances.
Limitation of Liability: Limitation of Liability
Limitation of Liability
Our liability for any claims arising from our services is limited to the amount you have paid for services in the preceding 12 months.
In no event shall our total liability exceed the subscription fees paid during the current subscription period.
Indemnification
You agree to indemnify orivandryos against any claims, damages, or expenses arising from your misuse of our services or violation of these terms.
Dispute Resolution
We encourage resolution of disputes through direct communication, but formal procedures are available when necessary.
Arbitration Process
Disputes that cannot be resolved directly may be subject to binding arbitration under Australian arbitration rules.
Arbitration proceedings will be conducted in accordance with the rules of the Australian Centre for International Commercial Arbitration.
Alternative Dispute Resolution
For eligible disputes, alternative resolution mechanisms may be available through recognized mediation services.
Information about alternative dispute resolution can be found through official channels. Australian Arbitration Resources
Termination of Services
Either party may terminate the service relationship with appropriate notice as specified in your subscription agreement.
Upon termination, your access to services will cease, but these terms will continue to apply to any outstanding obligations.
Governing Law
These terms are governed by Australian federal and state laws, with Australian courts having exclusive jurisdiction over disputes.
Severability
If any provision of these terms is found unenforceable, the remaining provisions continue in full effect.
Entire Agreement
These terms, together with our Privacy Policy and service agreements, constitute the complete agreement between you and orivandryos.
Changes to Terms
We reserve the right to modify these terms at any time, with changes taking effect upon posting to our website.
Significant changes will be communicated directly to active subscribers via email notification.
Contact Information
For questions about these terms or to resolve any issues, please contact us using the information provided elsewhere on our website.
Company:: orivandryos
Email:: contact@orivandryos.com
Phone:: +61-517-487-669
Address:: 125 Collins Street, Melbourne VIC
By continuing to use our services, you acknowledge acceptance of these terms and conditions.